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Electronic Records

Electronic Communications & E-Sign Consent

This consent explains how we deliver records electronically and asks for your agreement to receive and sign them in electronic form, as permitted by the federal E-SIGN Act.

Last updated: June 29, 2026

By using our website and submitting your information, you agree to this Electronic Communications and Electronic Signature Consent ("E-Sign Consent") with 24M Loans ("24M Loans," "we," "us," or "our"), and you consent to transact business with us, and with participating lenders and partners, electronically.

Scope of your consent

Your consent applies to all communications, disclosures, notices, agreements, and records (collectively, "Communications") that we or our partners provide to you in connection with your use of the website and our connection service, including this E-Sign Consent, our Terms of Use, our Privacy Policy, and our Lender Disclosures.

Electronic signatures

You agree that your electronic signature — including clicking a button, checking a box, or submitting a form on our website — has the same legal effect as a handwritten signature and constitutes your agreement to be legally bound. Records maintained in electronic form satisfy any legal requirement that such records be in writing.

How we deliver Communications

We may provide Communications to you by posting them on our website, emailing them to the address you provide, or otherwise making them available electronically. It is your responsibility to keep your email address and contact information current and to check for Communications regularly.

Hardware and software requirements

To access and retain electronic Communications, you will need:

  • A computer or mobile device with internet access.
  • A current version of a web browser that supports secure (HTTPS) connections.
  • A valid email account and software capable of receiving and reading email.
  • Software that can view and save PDF documents.
  • Sufficient storage to retain Communications, or a printer to print them.

Withdrawing your consent

You may withdraw your consent to receive Communications electronically at any time by emailing us at info@advisoraai.com. Withdrawing consent does not affect the legal validity of Communications provided before the withdrawal takes effect. Because our service is provided electronically, withdrawing consent may mean we can no longer provide the service to you.

Requesting paper copies

You may request a paper copy of any electronic Communication by contacting us at the email address above. We may charge a reasonable fee for paper copies to the extent permitted by law.

Contact us

24M Loans
123 Main Street, Suite 500, Wilmington, DE 19801
info@advisoraai.com

About

We connect borrowers with a network of trusted lenders offering installment loans from $100 to $50,000. We are not a lender and do not make credit decisions or fund loans directly.

Loan amounts, rates, repayment terms, and approval are determined by participating lenders based on their underwriting criteria. Not all applicants will qualify. The completion of the application form does not guarantee approval.

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Contact
info@advisoraai.com123 Main Street, Suite 500
Wilmington, DE 19801

APR Disclosure: The Annual Percentage Rate (APR) is the rate at which your loan accrues interest. Participating lenders offer APRs ranging from 5.99% to 35.99% for qualifying consumers. Your APR depends on credit score, requested amount, loan term, credit usage, and history. Repayment terms have a minimum of 61 days.

Representative example: A loan of $5,000 with an APR of 19.99% over 48 months would have a monthly payment of approximately $152.31, with a total cost of $7,310.96. Actual terms vary by lender and borrower.

Service availability: Our services are available in 40+ states. Loans are not available to residents of AR, CT, IN, MN, MT, NH, NY, SD, VT, or WV.

Not a lender: This site is not a lender, broker, or agent of any lender. We are a connection service that matches consumers with lenders in our network. We receive compensation from participating lenders when referrals are funded. We do not endorse any specific lender or loan product, and we are not responsible for the actions of any lender.

© 2026 24M Loans connection service. All rights reserved.This site is not a lender. Information you submit is used to match you with participating lenders.