This Privacy Policy applies to 24M Loans ("24M Loans," "we," "us," or "our") and the website where it is posted. By using our website or submitting your information, you agree to the practices described here and in our Terms of Use. We are a connection service, not a lender — see our Lender Disclosures for details.
Information we collect
We collect information you provide and information collected automatically.
Information you provide
- Contact details such as your name, email address, phone number, and mailing address or ZIP code.
- Financial and eligibility details such as income, employment, desired loan amount, and state of residence.
- Any other information you choose to submit through our forms or in messages to us.
Information collected automatically
- Device and usage data such as IP address, browser type, pages viewed, and referring URLs.
- Cookies, web beacons, and similar technologies used to operate the site, measure performance, and support advertising.
How we use your information
- To connect you with lenders, lending networks, and partners that may offer you a loan or related product.
- To operate, maintain, secure, and improve our website and services.
- To communicate with you, respond to inquiries, and send marketing about offers and services where permitted.
- To detect fraud, enforce our terms, and comply with legal obligations.
How we share your information
Because our core service is matching you with lenders, we share the information you submit with one or more participating lenders, lending networks, and marketing partners so they can evaluate you and present offers. We may also share information with:
- Service providers that perform functions on our behalf (hosting, analytics, verification, customer support).
- Advertising and marketing partners, consistent with the choices described below.
- Other parties as required by law, to respond to legal process, or to protect our rights, users, or the public.
- A successor entity in connection with a merger, acquisition, financing, or sale of assets.
Once your information is shared with a lender or partner, its use of that information is governed by that party's own privacy policy, not this one. We encourage you to review the privacy policies of any lender or partner you choose to work with.
Cookies and tracking
We and our partners use cookies and similar technologies to remember your preferences, analyze traffic, and deliver relevant advertising. You can control cookies through your browser settings and opt out of certain interest-based advertising through industry tools such as the Digital Advertising Alliance (optout.aboutads.info). Disabling cookies may affect how the site functions.
Your choices and rights
- Marketing emails: You can unsubscribe at any time using the link in any marketing email we send.
- Phone and text: You can ask to stop calls and texts; reply STOP to any text message from us to opt out.
- Access, correction, and deletion: Depending on your state, you may have the right to access, correct, or delete your personal information, or to opt out of its sale or sharing. California residents can review our Do Not Sell or Share My Personal Information notice.
To exercise any right, contact us at info@advisoraai.com. We may need to verify your identity before responding.
Data security and retention
We use administrative, technical, and physical safeguards, including encryption in transit, to protect your information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security. We retain personal information for as long as needed to provide our services and to meet legal, accounting, and reporting requirements.
Children's privacy
Our website is intended for adults 18 and older. We do not knowingly collect personal information from children under 18. If you believe a child has provided us information, contact us so we can delete it.
Changes to this policy
We may update this Privacy Policy from time to time. The "Last updated" date above shows when it was last revised. Your continued use of the website after changes take effect constitutes acceptance of the updated policy.
Contact us
24M Loans — Privacy Team
123 Main Street, Suite 500, Wilmington, DE 19801
info@advisoraai.com