1. Tell us about yourself
Fill out one short, secure form with a few basic details — the amount you're looking for, your income, and how to reach you. Your information is protected with bank-level (256-bit) encryption.
2. We match you with lenders
We instantly share your request with our network of trusted lenders and lending partners. Each lender independently decides whether to make you an offer. Checking your options this way uses a soft inquiry, so it does not affect your credit score.
3. Review your options
If you're matched, you can review the offers presented to you, compare rates and terms, and choose what works best — or walk away. You're never obligated to accept any offer. If you accept, you finish the process directly with the lender.
Remember: LendPath is a free connection service, not a lender. We don't make credit decisions or set your rate — lenders do. APRs generally range from 5.99% to 35.99% for qualified consumers. See our Disclosures for a representative example and state availability.
Frequently asked
Does this cost anything?
No. Our service is always free to you. Lenders compensate us when they offer you a loan.
Will checking my options hurt my credit?
No. Checking your options through our site uses a soft pull. A lender may later perform a hard inquiry if you proceed with an offer.
Am I guaranteed a loan?
No. Submitting the form is not a loan application and does not guarantee a match or approval. Not all applicants qualify.