Terms of Use

These Terms of Use ("Terms") form a binding agreement between you and LendPath ("LendPath," "we," "us," or "our"). By accessing or using our website, or by submitting your information, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the website.

Eligibility

You must be at least 18 years old, a legal resident of the United States, and able to enter into a binding contract to use our service. Our service is not available to residents of every state — see our Disclosures for current state availability.

We are not a lender

Your responsibilities

• Provide accurate, current, and complete information about yourself.
• Use the website only for lawful purposes and not on behalf of anyone else without authorization.
• Not attempt to interfere with, disrupt, scrape, or gain unauthorized access to the website or its systems.
• Review and evaluate any loan offer, including its full terms, before accepting it.

Consent to be contacted

By submitting your information, you provide your express written consent for LendPath and participating lenders and partners to contact you at the phone number and email address you provide — including through automated telephone dialing systems, prerecorded or artificial voice messages, and SMS/MMS text messages — even if your number is on a state or federal Do Not Call list. Consent is not a condition of any purchase. Message and data rates may apply. You may opt out at any time as described in our Privacy Policy.

Third-party lenders and websites

Any loan or financial product you obtain is governed solely by the agreement between you and the lender. We have no control over, and are not responsible for, the products, rates, fees, decisions, or conduct of any lender or partner. Our website may contain links to third-party sites that we do not operate or endorse and whose content and practices are their responsibility.

Intellectual property

The website and its content — including text, graphics, logos, and software — are owned by LendPath or its licensors and are protected by intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from the website without our prior written permission.

Disclaimer of warranties

The website and services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the website will be uninterrupted, error-free, or secure, or that you will be matched with a lender or approved for a loan.

Limitation of liability

To the fullest extent permitted by law, LendPath and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss arising out of your use of the website, any loan you obtain, or the conduct of any lender or partner. Our total liability for any claim relating to the website will not exceed US $100.

Indemnification

You agree to indemnify and hold harmless LendPath and its affiliates from any claims, losses, liabilities, and expenses arising out of your use of the website, your violation of these Terms, or your violation of any law or third-party right.

Arbitration and governing law

These Terms are governed by the laws of the State of Delaware, without regard to its conflict-of-law rules. Any dispute arising out of or relating to these Terms or the website will be resolved by binding individual arbitration, and you and LendPath waive the right to a jury trial and to participate in a class action, to the extent permitted by law.

Changes to these Terms

We may modify these Terms at any time. Changes take effect when posted, and the "Last updated" date above reflects the most recent revision. Your continued use of the website after changes take effect constitutes acceptance of the revised Terms.

Contact us

Questions about these Terms? Email support@lendpath.example or see our Contact page.